PaymentMap · An interactive financial atlas

How Does The World Pay?

Explore payment habits, digital wallets, banking systems, and financial infrastructure across 100+ countries and counting.

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Comparison Mode

Put two countries side by side

Compare cash usage, digital payments, wallet adoption, financial inclusion, cards, and bank accounts — country versus country.

Country A

🇮🇳

India

South Asia

Country B

🇩🇪

Germany

Europe

🇮🇳 India

Metric

Germany 🇩🇪

20%

Cash Usage

40%
10%

Card Usage

35%
65%

Mobile Payments

15%
80%

Bank Account Ownership

99%
78/100

Financial Inclusion

94/100
88/100

Digital Adoption

62/100

Popular Wallets

PhonePe, Google Pay, Paytm, BHIM

Popular Wallets

PayPal, Apple Pay, Girocard

Global Rankings

How countries stack up

Ranked by the lowest share of cash in everyday transactions.

Special Stories

Magazine-length dives into how payments got here